Microfinance Newspaper Current Of Air-Upward: “Digital Cash Transfers For Stranded Migrants,” Past Anit Mukherjee, Published Past Eye For Global Development

In lite of efforts past regime entities to help internal migrants within Bharat whose lives have been disrupted past the COVID-nineteen pandemic, Mr Mukherjee argues that “different countries such every scrap Brazil or Islamic Republic of Pakistan, Republic of Bharat does not take a unified beneficiary database or social registry that could be used to identify, target, register inwards improver to pay those inwards enquire of assistance.” The bureaucracy of Republic of India’s social assistance programs, which are fragmented amongst diverse departments too ministries, created barriers to delivering COVID-19 relief to workers that take migrated from villages to cities. 

Launched inward Apr 2020 yesteryear the country of Bihar, the Corona Sahayata (Assistance) plan distributed welfare transfers of INR 1,000 (USD 15) directly to the banking concern accounts of migrants from Bihar who were stranded outside the country. Workers could register through a mobile application or past contacting the Bihar State Disaster Management Agency. Many migrants were unable to utilize the design because they go inwards the informal sector too could not exhibit proof of residence exterior Bihar or of having a depository financial institution business human relationship registered inwards Bihar. Within a month of the programme’s launch, 2.9 ane K G people submitted applications, every bit well every bit – every scrap of May 24 – 2.0 1000000 were paid through Republic of India’s Direct Benefit Transfer platform. 

As shortcomings of the programme, Mr Mukherjee notes the express amount of cash assistance in add-on to difficulties in verifying banking concern accounts. Without judging the efficiency of the design, the author approves “of a sub-national regime’s endeavour to identify, onboard besides pay a specific segment of the population (ie, migrants) adversely affected past the pandemic, doing and so remotely, at scale inward improver to without the do skillful of an existing database, using a ‘digital commencement’ identification too payments approach to transfer funds speedily as well every bit efficiently.”

This is a summary of a newspaper past Anit Mukherjee, published past Center for Global Development, Oct 2020, 7 pages, available at https://www.cgdev.org/publication/digital-cash-transfers-stranded-migrants-lessons-bihars-covid-19-assistance-design 

By Romil Pandey, Research Associate

Additional Resources

Center for Global Development homepage

Government of Republic of Republic of India, Direct Benefit Transfer platform homepage

Did you lot know that MicroCapital publishes the MicroCapital Monitor paper each calendar month? Find out more than at harus di isiproducts-page.